Banking has become a crucial part of our lives, and with the advancements in technology, banking services have become more accessible than ever before. SMS banking is one such service that has made banking more convenient for customers. SMS banking allows customers to perform transactions, check account balance, and receive alerts through their mobile phones. In this article, we will discuss the steps to activate SMS banking in Indonesia.

Step 1: Register for SMS banking

The first step to activate SMS banking is to register for the service with your bank. You can visit your bank’s website and follow the instructions provided to register for SMS banking. Alternatively, you can also visit your bank’s nearest branch and fill out the registration form. Once you have completed the registration process, your bank will provide you with an SMS banking activation code.

Step 2: Activate SMS banking

After receiving the activation code, you need to activate the service by sending an SMS to your bank’s designated number. The format of the SMS may vary from bank to bank, but generally, it should be in the following format: ACTIVATE (SPACE) ACTIVATION CODE (SPACE) ACCOUNT NUMBER. Once you have sent the SMS, you will receive a confirmation message from your bank, indicating that your SMS banking service is now activated.

Step 3: Set up transaction limits

It is essential to set up transaction limits for SMS banking to ensure the security of your account. You can set up transaction limits by sending an SMS to your bank’s designated number with the following format: LIMIT (SPACE) TRANSACTION TYPE (SPACE) AMOUNT. For example, if you want to set a transfer limit of IDR 5,000,000, you can send an SMS in the following format: LIMIT TRANSFER 5000000. Your bank will send a confirmation message indicating that your transaction limit is now set.

Step 4: Perform transactions

Once you have activated SMS banking and set up transaction limits, you can start performing transactions through your mobile phone. To perform a transaction, you need to send an SMS to your bank’s designated number with the following format: TRANSACTION TYPE (SPACE) AMOUNT (SPACE) DESTINATION ACCOUNT NUMBER. For example, if you want to transfer IDR 2,000,000 to your friend’s account, you can send an SMS in the following format: TRANSFER 2000000 1234567890. Your bank will send a confirmation message indicating that your transaction is successful.

Conclusion

Activating SMS banking in Indonesia is a simple process that can be completed in a few easy steps. It is a convenient service that allows customers to perform transactions, check account balance, and receive alerts through their mobile phones. By following the steps mentioned in this article, you can activate SMS banking and enjoy the convenience it offers.